Long Term Disability Law BlogAttorneys Gregory Dell and Rachel Alters discuss the occupation of a realtor and provide tips to win your disability benefits. Insurance companies will often overlook all the job duties you perform as a realtor which can change on a daily basis. You may work in an office one day, make phone calls, and type on […]
Treat With Your Doctor Often
Many long term disability benefit claims are denied because the claimant is not seeking enough medical treatment.
Psychologist & Psychiatrist Disability Insurance Claim Tips
Attorneys Gregory Dell and Alex Palamara discuss disability claims for Psychiatrists and Psychologists. Insurance companies will minimize the physical and mental demands of your occupation. Psychiatrists and Psychologists have to be laser-focused every day to treat patients effectively. It is a tremendous responsibility and incredibly stressful. Sitting in a chair and listening all day does […]
Manager Long Term Disability Benefit Claim Tips from Lawyers
Long term disability attorneys Gregory Dell and Rachel Alters discuss the occupation of a Manager and provide tips to win your disability benefits. A manager is a broadly defined occupation depending on your industry, how many people you manage, and what physical and mental demands are required on a daily basis. Insurance companies will want […]
The Long-Term Disability Insurance Claims for Otolaryngologists (ENT Doctors)
Attorneys Gregory Dell and Alex Palamara discuss disability claims for Otolaryngologists or Ear, Nose and Throat (ENT) physicians. Insurance companies will minimize the physical and mental demands of an ENT. Requests are made for CPT/surgical codes to understand your occupation but insurance companies will ignore most other duties of an ENT to include examinations, testing, […]
Understand the Definition of Disability in your Long Term Disability Policy
Disability insurance attorneys Stephen Jessup and Gregory Dell discuss the importance of understanding the “definition of disability” in your long term disability policy. It’s very common for long term disability claims to be denied due to the definition of disability changing from own occupation to any occupation. We discuss steps you can take to prevent […]
Disability Denial Reason #2 – What Disability Claimants Should Know About the Vocational Review Process
Being approved for long term disability insurance benefits can be a huge relief for anyone worried about how they’ll pay their bills when they’re not able to perform full-time work. But even for disability policies that claim to offer a “lifetime” of benefits, this approval may not be permanent. For group long term disability policies […]
Can I Win My Lawsuit For Disability Benefits Against Northwestern Mutual?
Successfully litigating cases against Northwestern Mutual can be extremely difficult due to Northwestern Mutual’s reputation for conducting thorough reviews of disability insurance claims prior to the denial of a claim. Our attorneys have extensive experience in representing insured at all levels of the claims process with Northwestern Mutual to include litigation. No two disability claims […]
Keep a Pain Journal (Symptom Log)
When you submit proof of your long term disability it’s only as good as how it looks on paper. Medical records are the most important, but keeping a daily log of your pain and symptoms is further proof of your disability.
Is UNUM a Good Disability Insurance Company?
UNUM is one of the biggest long term disability insurance carriers in the world, which means here at Dell Disability Lawyers, we see UNUM disability insurance claim denial letters every week. Like all insurance carriers, UNUM has some quirks and unique processes it employs when reviewing a long term disability insurance claim. Read on to […]