Long Term Disability Law BlogIn Giovanna Reichard v. United of Omaha Life Insurance Company, the Plaintiff received both short term and long term disability benefits from her employer primarily due to her Crohn’s disease and related gastrointestinal issues and rheumatoid arthritis. During the first 24 months of her disability, she only had to prove that she could not perform […]
Mississippi Court Ordered Reliance to Pay Long Term Disability Benefits
In the case of Juanita Nichols v. Reliance Standard Life Insurance Company, the plaintiff, aged 62, developed circulatory disorders including Raynaud’s disease. These conditions prevented her from working at her life-long job as a Hazard Analysis and Critical Control Points Coordinator at Peco Foods chicken processing plant. Raynaud’s is a condition where exposure to cold […]
Cigna’s Termination of Disability Benefits was Arbitrary and Capricious
The case of Lani Kyle Moar v. Cigna Corporation, et al., demonstrates the lengths insurance companies will go to avoid paying long term disability benefits. This Plaintiff’s perseverance resulted in the Court ordering Cigna to pay past due benefits, but also gave Cigna a new chance to deny benefits in a way that will not […]
Disability Lawyers Discuss the Importance of Medical Documentation of Disabling Medical Condition
In this video, disability insurance lawyers Gregory Dell and Alex Palamara discuss Mr. Palamara’s recent win of an administrative appeal against Mutual of Omaha. The claimant suffered from a multitude of medical issues, including COPD, emphysema, lupus, spinal stenosis, and fibromyalgia. Mutual of Omaha denied his claim for short term disability benefits after a nurse […]
Disability Lawyers Discuss Aetna’s Denial of Long-Term Disability Benefits to Software Engineer Who Had a Stroke
In this video, Attorneys Gregory Dell and Cesar Gavidia discuss a current case Mr. Gavidia is litigating in Federal court concerning Aetna’s initial granting, then denying, long term disability benefits to a software engineer who suffered a stroke in 2011. He later returned to work, but after about three years, he started having issues with […]
Disability Lawyers Discuss Transition of Disability Definition from Inability to Work in “Own Occupation” to “Any Occupation”
This video is of disability attorneys Gregory Dell and Stephen Jessup discussing a case Mr. Jessup won on appeal against Hartford on behalf of his client who suffered from pain, swollen joints, and cognitive dysfunction due to Rheumatoid Arthritis (RA). The man reported that his pain was under control, but his cognitive problems interfered with […]
Dell & Schaefer Disability Lawyers Discuss Importance of a Functional Capacity Exam and Proper Analysis of Injuries Under the War Exclusion
In this video, disability attorneys Gregory Dell and Victor Peña discuss a case Mr. Peña won against MetLife for a claimant who came to us after his first appeal to MetLife was denied and his then attorney refused to continue. The man worked in a job that was classified as “light duty,” even though it […]
Dell & Schaefer Disability Lawyers Discuss Successful Appeal to Cigna for Benefits for Registered Nurse Plus Buy-Out Offer
In this video, disability lawyers Gregory Dell and Alex Palamara discuss Mr. Palamara’s recent win on appeal of long-term disability benefits from Cigna on behalf of a registered nurse who suffered from disabling back conditions including spinal stenosis and degenerative disk disease. Shortly after Cigna’s decision to award benefits, it made a buy-out settlement offer.
Disability Attorneys Discuss Doctors and Their Tendency to Hide Their Disabling Medical Condition
In this video, attorneys Gregory Dell and Stephen Jessup talk about the difficulties doctors often face when applying for disability benefits. Many doctors are hesitant to admit they have a disabling condition. They fear it may affect their ability to sell their medical practice. They are also concerned about what may happen if patients discover […]
Disability Attorneys Talk About Large Disability Insurers and How They Process a Claim
In this video, Attorneys Gregory Dell and Victor Peña discuss trends with Disability Insurance companies. Insurers across the country seem to be getting stricter with their evaluation of claims. They are conducting more field interviews, more independent medical exams (IMEs), and using video surveillance. The goal seems to be to deny as many claims as […]