Long Term Disability Law BlogSun Life Disability operates throughout the U.S. and almost exclusively provides group long term disability (LTD) insurance policies. These group policies are usually purchased by employers on their employees’ behalf, and are governed by the Employee Retirement Income Security Act (ERISA). If Sun Life denies a claimant’s claim for long term disability insurance benefits, the […]
Your Legal Options After Your Guardian Disability Claim is Denied
If you’ve recently received a disability insurance denial notice from Guardian Disability, you’re not alone – and you have options. Disability insurance carriers like Guardian tend to deny claims out of hand in the hopes that the claimant won’t pursue the matter further. If a disability insurance claimant does appeal, depending on factors like the […]
Facing a Denied Disability Claim from Mass Mutual? What Should Claimants Know?
If you’re a claimant who has just received a letter from Mass Mutual indicating your long term disability claim was denied, you may wonder about your next steps. Can – and should – you sue Mass Mutual? Is there any chance of settling your claim outside of court? Do you have any other recourse? Learn more about the ins and outs of handling a Mass Mutual long term disability insurance claim denial.
How Do I Ask My Doctor for Disability?
We help doctors understand the importance of explaining to the insurance company how your medical condition interferes with your ability to do your job.
Do I Need a Lawyer for a Long-Term Disability Insurance Claim?
Hiring an attorney to prepare your claim for long-term disability benefits can make the difference in approval or denial of benefits.
How Long Does Long Term Disability Insurance Take to Process & Get Paid?
The length of time to process a disability benefits claim depends on the elimination period and providing complete evidence to the insurance company.
How Do Hartford Long Term Disability Insurance Policies Work?
Disability insurance attorneys at Dell & Schaefer law firm reveal how Hartford long term disability coverage works and how to avoid a disability claim denial.
Do I Have to Quit My Job Before Applying for Disability insurance Benefits?
Do not quit your job before applying for disability. You will not have coverage and will not be eligible for disability benefits.
Top 5 Reasons Prudential Denies Claims for Disability Benefits
Prudential will deny claims for many reasons, including a pre-existing medical condition, inadequate medical records and an incomplete job description.
How Does Hartford Long Term Disability Work?
Hartford long term disability works by paying a percentage of pre-disability income after supporting your inability to work with medical evidence.