Long Term Disability Law BlogIf you’re covered by an American General or AIG policy through your employer, you may wonder what to expect when it comes to seeking long term disability benefits through this policy. Navigating the world of disability benefits can be a challenge, especially when you’re dealing with a behemoth insurance carrier like AIG. Learn more about […]
What to Know About Assurity Disability Benefits and How to Get Paid
Assurity doesn’t operate quite like other long term disability carriers, and it offers some unique products—most notably, individual long term disability policies that provide up to two years of disability benefits at an affordable price. Unlike employer-provided group disability policies, Assurity’s individual policies allow claimants to take advantage of a state-law interpretation of their insurance […]
What to Expect When Suing Northwestern Mutual for Disability Insurance Benefits
When it comes time for a disability insurance claimant to sue to preserve their right to continued disability benefits, Northwestern’s sheer size and access to legal resources can create quite a battle.
How Do I Qualify for Disability Insurance Benefits?
Are you asking yourself the question, “Do I qualify for disability insurance benefits?”? In this round table discussion, the disability insurance attorneys at Dell & Schaefer examine the topics: what are the terms of your disability insurance policy the definition of “pre-existing condition” why medical support is so important how carriers use the fact that […]
Top 5 Causes of Disability Insurance Claims
In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more information on applying for disability […]
How to Apply for Disability Insurance Income Benefits with Lincoln Financial
Each long term disability insurance policy can be a bit different, even those that are issued by the same disability insurance carrier. Lincoln Financial recently took over Liberty Mutual, and in the process, took on responsibility for many of the short term disability policies Liberty issued and administrated. Because of this, Lincoln Financial can operate […]
Sun Life Disability Insurance Lawsuit & Benefit Denial Tips
Sun Life Disability operates throughout the U.S. and almost exclusively provides group long term disability (LTD) insurance policies. These group policies are usually purchased by employers on their employees’ behalf, and are governed by the Employee Retirement Income Security Act (ERISA). If Sun Life denies a claimant’s claim for long term disability insurance benefits, the […]
Your Legal Options After Your Guardian Disability Claim is Denied
If you’ve recently received a disability insurance denial notice from Guardian Disability, you’re not alone – and you have options. Disability insurance carriers like Guardian tend to deny claims out of hand in the hopes that the claimant won’t pursue the matter further. If a disability insurance claimant does appeal, depending on factors like the […]
Facing a Denied Disability Claim from Mass Mutual? What Should Claimants Know?
If you’re a claimant who has just received a letter from Mass Mutual indicating your long term disability claim was denied, you may wonder about your next steps. Can – and should – you sue Mass Mutual? Is there any chance of settling your claim outside of court? Do you have any other recourse? Learn more about the ins and outs of handling a Mass Mutual long term disability insurance claim denial.
How Do I Ask My Doctor for Disability?
We help doctors understand the importance of explaining to the insurance company how your medical condition interferes with your ability to do your job.