Long Term Disability Law BlogAt Dell & Schaefer, our experienced nationwide network of attorneys has extensive experience in handling New York Life/Cigna disability insurance claims, and we’ve noticed that these claims tend to follow one of two paths. If an applicant has a detailed, comprehensive medical history that clearly documents that their disabling condition arose after they began coverage under a […]
How to Prevent a Lincoln Financial Disability Benefit Denial
Tips To Help You Avoid a Denial of Your Disability Benefit by Lincoln Financial Lincoln Financial is notorious for finding ways to deny disability insurance benefit claims. Even if Lincoln Financial initially approves your claim, the company continues to monitor your medical condition and seizes on any opportunity to deny your claim and decide you […]
How Long Does Unum Long Term Disability Insurance Benefits Last?
Once you’re approved for your UNUM long term disability claim, you may feel as though you’ve crossed an important finish line. But in many cases, a UNUM disability claim approval is only the beginning of a much longer process. Learn more about the ins and outs of receiving disability benefits under a UNUM long term disability policy, as well as what UNUM […]
How Long Do You Have To Be Out Of Work To Apply For Disability Insurance Benefits?
When it comes to applying for long term disability benefits, timing questions—in particular, when to apply for benefits—tend to be the types that keep claimants up at night. At Dell & Schaefer, we’ll be the first to tell you that the answer to this question is often, “it depends.” Though most claimants can benefit from […]
What Claimants Should Know About Filing for AIG American General Disability Benefits
If you’re covered by an American General or AIG policy through your employer, you may wonder what to expect when it comes to seeking long term disability benefits through this policy. Navigating the world of disability benefits can be a challenge, especially when you’re dealing with a behemoth insurance carrier like AIG. Learn more about […]
What to Know About Assurity Disability Benefits and How to Get Paid
Assurity doesn’t operate quite like other long term disability carriers, and it offers some unique products—most notably, individual long term disability policies that provide up to two years of disability benefits at an affordable price. Unlike employer-provided group disability policies, Assurity’s individual policies allow claimants to take advantage of a state-law interpretation of their insurance […]
What to Expect When Suing Northwestern Mutual for Disability Insurance Benefits
When it comes time for a disability insurance claimant to sue to preserve their right to continued disability benefits, Northwestern’s sheer size and access to legal resources can create quite a battle.
How Do I Qualify for Disability Insurance Benefits?
Are you asking yourself the question, “Do I qualify for disability insurance benefits?”? In this round table discussion, the disability insurance attorneys at Dell & Schaefer examine the topics: what are the terms of your disability insurance policy the definition of “pre-existing condition” why medical support is so important how carriers use the fact that […]
Top 5 Causes of Disability Insurance Claims
In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more information on applying for disability […]
How to Apply for Disability Insurance Income Benefits with Lincoln Financial
Each long term disability insurance policy can be a bit different, even those that are issued by the same disability insurance carrier. Lincoln Financial recently took over Liberty Mutual, and in the process, took on responsibility for many of the short term disability policies Liberty issued and administrated. Because of this, Lincoln Financial can operate […]