Long Term Disability Law BlogAlthough it may not have the name recognition of Cigna, Northwestern Mutual, or MetLife, each year Standard Insurance Company issues and administers thousands of individual and group disability policies throughout the U.S. But Standard policyholders may find actually qualifying for benefits to be a bit of an uphill battle. Below, Dell & Schaefer’s attorneys Gregory Dell and […]
What to Know About Your Prudential Lump Sum Disability Buyout Options
Ever since your Prudential long term disability insurance claim was approved, you may have wondered when your policy buyout offer is coming. Indeed, many long term disability claims are terminated early with a lump sum settlement offer instead of regular monthly payments. But this process isn’t automatic, and the decision whether to accept a lump […]
What to Know About Applying for Reliance Standard Disability Benefits
If you’re considering filing for long term disability benefits under your Reliance Standard disability policy, you may be concerned about your claim being denied. Although Reliance Standard denies plenty of disability claims, like just about all long term disability insurance carriers, at Dell & Schaefer we’ve handled hundreds of these claims and know exactly what […]
What Claimants Should Know About Receiving Chubb Disability Benefits
If you have a long term disability policy through Chubb, you may be wondering what you’ll need to do to secure your claim for benefits. At Dell & Schaefer, our nationwide team of skilled long term disability insurance attorneys have helped thousands of claimants recover benefits from Chubb and other nationwide insurance carriers. Read on […]
What to Know About Applying for Dearborn National Long Term Disability Benefits
If Dearborn National recently denied your claim for long term disability benefits, you may be wondering what your next steps should be. In most cases, appealing the denial of disability benefits will require a claimant to file a lawsuit, but the path such a lawsuit may take can vary widely based on the policy’s language. […]
Applying for Sun Life Long Term Disability Benefits: Tips for Claimants
For someone seeking long term disability benefits from Canadian-based disability insurance carrier Sun Life, trying to tackle this process on your own can be a major challenge. Insurance companies like Sun Life often seem to speak their own unique language and have a vested interest in denying a claimant’s request for benefits. At Dell & […]
What to Expect During a Mutual of Omaha Disability Denial Lawsuit
At Dell & Schaefer, our long term disability insurance attorneys have handled disability claims at every stage of the process and are very familiar with the policies Mutual of Omaha relies on in approving (or denying) a claim for disability insurance benefits. If you’ve recently received a denial letter from Mutual of Omaha and are […]
How COVID-19 Can Impact a Disability Insurance Claim
COVID-19 shows no signs of going away soon, and for long term disability insurance claimants (as well as those who are considering filing for disability benefits), the added variable of this global pandemic can throw a wrench in a disability application. COVID-19 can affect everything from your ability to access and document medical care to […]
Tips for Northwestern Mutual Disability Benefit Application Approval
Northwestern Mutual sells many different types of disability insurance policies. The first step you must take is to must review your specific policy to determine the definition of disability used by the insurance company.
Tips to Recover Disability Benefits from Principal Disability
Struggling with a disability that keeps you from working can be frustrating and financially stressful. If you have an individual or group long term disability policy with Principal Financial and have recently submitted a claim for disability insurance benefits, you might be wondering what to expect from the process. At Dell & Schaefer, we’ve handled […]