Long Term Disability Law BlogAt Dell & Schaefer, we’ve been contacted by many disability claimants whose claims have been denied. Over the years, we’ve seen just about every possible basis for a disability benefit denial – and one of the most frequently-seen reasons involves the disability insurance carrier’s paper review and independent medical exam or evaluation (IME). Below, learn […]
Chronic Fatigue Syndrome Long Term Disability Insurance Claims
There is no single medical test that can confirm the diagnosis of chronic fatigue syndrome. For many patients it can take over a year before your doctor diagnoses you with chronic fatigue syndrome.
Transitioning From Short to Long Term Disability
It is common for a disability insurance company to deny long term disability benefits when a person is transitioning from short to long term disability benefits. Many people are led to believe that if they were approved for STD then their LTD will automatically be approved.
Mutual of Omaha Disability Appeal Tips to Win Benefits
If you’ve recently received a denial letter from Mutual of Omaha on your claim for long term disability insurance benefits, you may be worried and wondering about your next steps. Fortunately, the appeal process can present one of the best opportunities to resolve your claim for benefits. Read on for some legal tips that may […]
Reliance Standard Disability Lawsuit and Claim Denial Options with a Disability Lawyer
Reliance Standard is one of the biggest names in the group long term disability (LTD) insurance world. Even though it’s a major player in the insurance industry, it deals with the same problems as other insurance companies – including high employee turnover and inadequate training. Because of this, Reliance Standard’s disability insurance claim denial decisions […]
Equitable Disability Insurance Claim Benefits Overview and Legal Tips
Equitable is one of many disability insurance carriers that offers long term disability policies to employees (through their employers) and individual purchasers. But unlike some of the other big names in the disability insurance business, Equitable relies on a third-party administrator to manage its claims approval process, which means you won’t be dealing directly with […]
Principal Financial Group Disability Lawsuits Explained
What can you expect when you file a Principal Financial Group disability lawsuit, what does the litigation process look like, and what do you stand to win? If you have exhausted all of your long-term disability benefit appeals, a lawsuit may be the next course of action. Our disability insurance attorneys have extensive experience dealing […]
CEO, CFO & Director Long Term Disability Benefit Claim Tips
If you work as a CEO, CFO, or Director in a company, no matter how large or small, and are considering a short term or long term insurance disability claim, it is important to learn what steps you can take, and learn how insurance companies view your occupation under your group disability plan. As a […]
Trustmark Benefits Disability Claim Overview & Legal Tips
Unlike some disability insurance carriers that specialize in long term disability policies, Trustmark Benefits also offers other insurance products like cancer insurance, critical care insurance, and short term disability insurance. This diversity can make navigating a Trustmark Benefits disability claim a little more challenging. Learn some more about what a claimant can typically expect when […]
Unum Disability Claim Tips to Prevent Disability Benefit Denial
Unum disability claim approval does not mean your benefits will be approved forever. Watch our Unum Disability claim tips video to learn how to protect your disability benefits.