Long Term Disability Law Blog
From our experience, Unum denies more than 95% of their long-term disability insurance claims without examining a claimant.
Long term disability Attorneys Alex Palamara and Gregory Dell discuss the legality of Unum denying disability claims without examining a claimant and the reasons that Unum usually does not examine a claimant.
- Can Unum deny disability benefits without medically examining a claimant?
- What are “paper reviews” that Unum relies upon to deny disability benefits?
- What is an “IME” and why does Unum rarely request an IME?
- An example of a Unum disability denial where they rely on a “paper review”