It is common for a disability insurance company to deny long term disability benefits when a person is transitioning from short to long term disability benefits. Many people are led to believe that if they were approved for STD then their LTD will automatically be approved.
This is unfortunately not true as the long term disability claims examiner assigned to your LTD claim usually has nothing to do with your STD claim.
Disability insurance attorneys Gregory Dell and Stephen Jessup provide several tips to help get your long term disability claim approved: