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Long Term Disability Law Blog

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The United Healthcare Disability Denial – LTD Lawyer Tips

Disability insurance attorney Alex Palamara discusses the basic initial things you must do if your long term disability benefits have been denied by United HealthCare. If you have been denied, our disability insurance lawyers offer an immediate free phone consultation and review of your disability benefit denial.

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You Should Follow Through with All of Your Doctors Suggestions

To prevent a long term disability denial, we want you to understand how important it is to follow your doctors suggestions. The disability insurance companies are only looking for one reason to deny your long term disability benefits. Make sure your doctor is recommending everything possible to treat and diagnose…

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Disability Insurance Lawyer Tips for Symetra Disability Benefit Denials

Symetra’s share of the long term disability insurance industry has grown significantly. Symetra is a subsidiary of the multi billion dollar Sumitomo Life Insurance Company. Disability insurance lawyers Alex Palamara and Gregory Dell provide some tips on how to handle a Symetra disability benefit denial. We encourage you to contact…

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Prepare for Change in Definition of Disability

One of the most common reasons a long term disability claim is denied is the change in the definition of disability. You should be prepared for this change. Watch disability attorneys Gregory Dell and Stephen Jessup discuss what to expect for the change of disability definition. We share some tips…

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Bring The Attending Physician Statement to Your Doctor Visit

The doctor is usually overwhelmed with patients and can make mistakes on your attending physician statement (APS). You should complete an APS with your doctor while he or she completes it. We have seen many long term disability benefit denials because the nurse completed the APS or the doctor rushed…

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Warn Your Doctor About Speaking With Your Disability Insurance Company

Disability insurance companies will call your treating doctor to discuss your disability insurance claim. Your doctor might not be prepared for the call and may say something that is detrimental to your disability benefits claim. You should tell your doctor to not speak with the insurance company. They should ask…

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What’s the Difference Between Residual and Total Disability Benefits?

Disability insurance attorney Gregory Dell discusses the difference between total and residual disability. The disability insurance companies might argue that a claimant is residually disabled and does not qualify for total disability. We have dealt with this issue a lot. Attorney Dell provides some tips for long term disability approval…

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