It is typical for our disability lawyers to see a long term disability denial where a claimant’s medical record is either missing critical information or the treating doctor wrote something that is not accurate. Since most doctors use electronic records we also see many situations where the doctor says the…
Long Term Disability Law Blog
You Must File for SSDI With a Group Disability Policy
In this long term disability lawyer tip we discuss the requirements and issues surrounding applying for social security disability benefits when you already have a long term disability insurance policy. There are strategies as to when to apply for SSDI in conjunction with the timing of your long term disability…
Reason #3 for Disability Denial: Video and Social Media Surveillance
At Dell Disability Lawyers, we’ve helped thousands of long term disability claimants successfully appeal denials of their claims – and one of the most common reasons for these claim denials involves video surveillance. Even if you’ve never noticed an insurance representative lurking around your house, video surveillance of claimants is…
Real Estate Salesperson Disability Benefit Claim Strategies
Attorneys Gregory Dell and Rachel Alters discuss the occupation of a realtor and provide tips to win your disability benefits. Insurance companies will often overlook all the job duties you perform as a realtor which can change on a daily basis. You may work in an office one day, make…
Treat With Your Doctor Often
Many long term disability benefit claims are denied because the claimant is not seeking enough medical treatment. Most claimants on long term disability do not feel the need to see their doctor for the same long standing complaints. The doctors have nothing further to offer other than suggestions or prescriptions…
Psychologist & Psychiatrist Disability Insurance Claim Tips
Attorneys Gregory Dell and Alex Palamara discuss disability claims for Psychiatrists and Psychologists. Insurance companies will minimize the physical and mental demands of your occupation. Psychiatrists and Psychologists have to be laser-focused every day to treat patients effectively. It is a tremendous responsibility and incredibly stressful. Sitting in a chair…
Manager Long Term Disability Benefit Claim Tips from Lawyers
Long term disability attorneys Gregory Dell and Rachel Alters discuss the occupation of a Manager and provide tips to win your disability benefits. A manager is a broadly defined occupation depending on your industry, how many people you manage, and what physical and mental demands are required on a daily…
The Long-Term Disability Insurance Claims for Otolaryngologists (ENT Doctors)
Attorneys Gregory Dell and Alex Palamara discuss disability claims for Otolaryngologists or Ear, Nose and Throat (ENT) physicians. Insurance companies will minimize the physical and mental demands of an ENT. Requests are made for CPT/surgical codes to understand your occupation but insurance companies will ignore most other duties of an…
Understand the Definition of Disability in your Long Term Disability Policy
Disability insurance attorneys Stephen Jessup and Gregory Dell discuss the importance of understanding the “definition of disability” in your long term disability policy. It’s very common for long term disability claims to be denied due to the definition of disability changing from own occupation to any occupation. We discuss steps…
Disability Denial Reason #2 – What Disability Claimants Should Know About the Vocational Review Process
Being approved for long term disability insurance benefits can be a huge relief for anyone worried about how they’ll pay their bills when they’re not able to perform full-time work. But even for disability policies that claim to offer a “lifetime” of benefits, this approval may not be permanent. For…