Guardian is a large disability insurance company and denials of long term disability insurance claims are not uncommon. Long term disability attorney Rachel Alters provides some tips on how to handle a Guardian long term disability benefit denial. Rachel relies on her experience of having reviewed thousands of long terms…
Long term disability lawyers Gregory Dell and Stephen Jessup discuss why it is important to understand how your long term disability insurance company thinks. In this video, we discuss the importance of having specific legal strategies for each disability insurance company. A claimant that knows everything they can about their…
Long term disability lawyers Gregory Dell and Cesar Gavidia discuss the importance of presenting evidence that supports your disabling medical conditions. Many claimants unfortunately think that if their doctor says they are disabled then the disability insurance company will approve the claim. In this video we discuss how disability insurance…
Disability insurance attorneys Gregory Dell and Stephen Jessup discuss the issues to be aware of when you file for unemployment benefits and also seek disability insurance benefits.
When emergency room physicians file a claim for long-term disability (LTD) benefits, they frequently face claims representatives who have no idea what the job of an ER doctor entails. They often misclassify the occupation as one that either “light or heavy duty” with no real understanding of what the workday…
Long-term disability benefit lawyers Gregory Dell and Cesar Gavidia discuss private individual disability policies versus employer provided policies. Private policies are almost always more favorable to your disability benefits. Private policies allow you as the consumer to choose options, coverages, and terms. Group or employer policies are sold to your…
When OB-GYN doctors apply for long term disability (LTD) benefits, they generally do not realize they are dealing with a claims examiner who really has no idea of what the daily practice entails. This is true even if the examiner is a female who thinks she knows what duties are…
Anesthesiologist Long Term Disability (LTD) Insurance Claim Information Tips for Claim Approval The field of anesthesiology is broad. Some anesthesiologists work in operating rooms. Some specialize in working only on certain types of surgeries, like orthopedics, neurosurgery, obstetrics, or some other type. Others work in pain management. There are different…
Many working Americans know that it’s a good idea to have life insurance to protect their spouse and dependents in the event of their untimely death. But with around 61 million Americans living with a disability, for many, having disability income protection can be even more important than life insurance. If you’re…
In a claim for long term disability benefits, the importance of your medical records simply can’t be overstated. No matter how a disability impacts your daily life, your claim is only as good as it appears on paper – which means that weak medical evidence is one of the most…