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Long Term Disability Law Blog

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North Carolina Resident Wins Disability Claim Over Reliance Standard

Fredrick Smith worked as a plant manager for Charles Craft, Inc. in North Carolina. He held that position since 1970, but he was forced to leave by 2013 due to a series of strokes and heart problems. Smith applied for disability benefits with Reliance Standard under his employer’s ERISA plan.…

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Missouri Woman Receives LTD After LINA’s Arbitrary Denial of Benefits

Melanie Lapidus was employed with BJC Healthcare as the Vice-President of Medical Benefits. In that role, she developed and executed strategic initiatives related to the growth of a managed care provider network. The work was sedentary for the most part, but it also involved brief periods of standing, walking, and…

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Mutual of Omaha Denial of Disability Benefits for Senior Manager Remanded by Appeals Court

The Court of Appeals for the Seventh Circuit issued a decision in June 2019 involving an Illinois woman who was denied long-term (LTD) and short-term disability (STD) benefits from her insurance carrier, United of Omaha Life Insurance Company. The appeal focused on deficiencies in the analysis of both the insurance company and the district court in…

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How to File A Reliance Standard Disability Appeal After Claim Denial

After handling hundreds of long-term disability claims against Reliance Standard, attorneys Greg Dell and Alex Palamara share their expertise and explain the intricacies of filing an ERISA appeal. Dell notes that 99 percent of the denied Reliance Standard disability claims handled by their firm are ERISA appeals, primarily because Reliance…

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Appeal Court Confirms Reliance Standard Disability Benefit

The case of Smith v. Reliance Standard Life Insurance Company (Reliance) demonstrates the length disability insurance companies will go to avoid paying benefits to claimants. It began in 2013 when Fredrick Smith, who had been plant manager at Charles Craft, Inc. since the 1970s, experienced a series of strokes and…

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Court Orders Hartford to Reinstate LTD Benefits

Gina Pike received long term disability (LTD) benefits for eight years from her disability insurer, Hartford Life and Accident Insurance Company (Hartford) when the company suddenly terminated her benefits. She filed two administrative appeals, but Hartford still denied benefits, so Pike filed this ERISA lawsuit. In Gina Pike v. Hartford…

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Assurity Life Insurance Company – Disability Insurance Lawsuits Information

Disability Attorneys Dell & Schaefer provide legal services for disability claimants that have a short-term or long-term disability insurance policy purchased from Assurity Life. In this video disability insurance attorney Cesar Gavidia discusses the problems that can result when a disability insurance company, in written correspondence, mistakenly represents the amount…

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Aetna Long Term Disability Claim Denial Information

Long term disability insurance attorneys Gregory Dell and Cesar Gavidia discuss things that a person should expect if they have been denied disability benefits by Aetna insurance company. We discuss the ERISA appeal process and how Aetna will review the disability appeal that must be filed following a claim denial.

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Court Orders Lincoln National to Pay Long Term Disability Benefits

In Jamie S. Flanagan v. The Lincoln National Life Insurance Company, Plaintiff was a nurse practitioner who was unable to work after a lumbar fusion failed and left her with nerve root scarring. She also had spondylolisthesis. Her employer had a welfare benefit plan which included long term disability (LTD)…

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