When fighting a denied disability claim from a major insurer such as Prudential, it can easily end up in a lawsuit. That’s exactly what happened in the case of a testing and development engineer for MIT Lincoln Laboratories who suffered cognitive impairments from a head injury in 2011. Fortunately, the…
There are many reasons to file a strong appeal to the Reliance Standard insurance company. Every disability insurance policy holder needs to know how to strengthen their claim in the event it is denied and a lawsuit must be filed. GREG DELL: Hi, I’m Greg Dell, here with attorney Alex…
When it comes to long term disability insurance, claims often end in denial by companies such as Lincoln National Life Insurance Company. This leaves disabled policyholders with few options for moving on with their lives. But a recent case out of Oklahoma Federal Court is a reminder that victory is…
As one of the largest long term disability insurance companies in the world, Unum is in a unique position to offer policy features that its rivals don’t. Specifically, it’s one of the only providers that engage in what is known as a lump sum disability buyout. What that means for…
When a court of law weighs in on a denied disability benefit, it can go either way. This was especially true with a recent Unum disability claim denial in which a woman suddenly lost her benefits after receiving them for nine years. Fortunately, the judge ruled in favor of the…
An Aetna disability policy holder suffering from a brain injury gets her denial overturned on appeal. Aetna claimed our client did not have post-concussive syndrome that’s affected their ability to work. After an appeal filed by Attorneys Dell & Schafer showed a few things that Aetna got wrong, her denial…
Ms. Dana Kysztofiak worked as a Clinical Coordination Manager for HomeCare Maryland LLC. She was a registered nurse who stopped working in 2016 because of pain and other issues related to psoriatic arthritis and fibromyalgia. She claimed disability benefits through an ERISA plan with Boston Mutual Life Insurance Co. beginning…
Disability Insurance Attorneys Dell & Schaefer has handled thousands of Appeals against UNUM. Learn what the most important thing a UNUM policy holder needs to know before filing an appeal. GREGORY DELL: Hi, I’m attorney Greg Dell here with attorney Stephen Jessup. And we want to talk about Unum appeals,…
Fredrick Smith worked as a plant manager for Charles Craft, Inc. in North Carolina. He held that position since 1970, but he was forced to leave by 2013 due to a series of strokes and heart problems. Smith applied for disability benefits with Reliance Standard under his employer’s ERISA plan.…
Melanie Lapidus was employed with BJC Healthcare as the Vice-President of Medical Benefits. In that role, she developed and executed strategic initiatives related to the growth of a managed care provider network. The work was sedentary for the most part, but it also involved brief periods of standing, walking, and…