At Dell & Schaefer, our experienced nationwide network of attorneys has extensive experience in handling New York Life/Cigna disability insurance claims, and we’ve noticed that these claims tend to follow one of two paths. If an applicant has a detailed, comprehensive medical history that clearly documents that their disabling condition…
Tips To Help You Avoid a Denial of Your Disability Benefit by Lincoln Financial Lincoln Financial is notorious for finding ways to deny disability insurance benefit claims. Even if Lincoln Financial initially approves your claim, the company continues to monitor your medical condition and seizes on any opportunity to deny…
Once you’re approved for your UNUM long term disability claim, you may feel as though you’ve crossed an important finish line. But in many cases, a UNUM disability claim approval is only the beginning of a much longer process. Learn more about the ins and outs of receiving disability benefits under a UNUM long term disability policy,…
When it comes to applying for long term disability benefits, timing questions—in particular, when to apply for benefits—tend to be the types that keep claimants up at night. At Dell & Schaefer, we’ll be the first to tell you that the answer to this question is often, “it depends.” Though…
If you’re covered by an American General or AIG policy through your employer, you may wonder what to expect when it comes to seeking long term disability benefits through this policy. Navigating the world of disability benefits can be a challenge, especially when you’re dealing with a behemoth insurance carrier…
Assurity doesn’t operate quite like other long term disability carriers, and it offers some unique products—most notably, individual long term disability policies that provide up to two years of disability benefits at an affordable price. Unlike employer-provided group disability policies, Assurity’s individual policies allow claimants to take advantage of a…
Northwestern Mutual is one of the biggest and most well-respected names in the disability insurance business. But when it comes time for a disability insurance claimant to sue to preserve their right to continued disability benefits, Northwestern’s sheer size and access to legal resources can create quite a battle. What should…
Are you asking yourself the question, “Do I qualify for disability insurance benefits?”? In this round table discussion, the disability insurance attorneys at Dell & Schaefer examine the topics: what are the terms of your disability insurance policy the definition of “pre-existing condition” why…
In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more…
Each long term disability insurance policy can be a bit different, even those that are issued by the same disability insurance carrier. Lincoln Financial recently took over Liberty Mutual, and in the process, took on responsibility for many of the short term disability policies Liberty issued and administrated. Because of…