You may have received a letter from MetLife saying your benefits will continue until a certain date, which often says until the age of 65. Do not believe it. The letter fails to put in writing the important clause MetLife is essentially hiding from you: That you will receive benefits…
When applying for a long-term or short-term disability insurance benefit with Unum, it literally pays to know what you’re up against. The Unum Group, home to one of the world’s largest disability insurance companies, has reported over a billion dollars in annual profits. Not assets, but profits. Suffice it to…
No one ever expects to become disabled and unable to pay their bills. But when you need to collect Hartford disability insurance benefits you need to be prepared. In this video and article learn what every Hartford disability income policy holder needs to do when filing a claim…
For many disability insurance companies, 2020 was a year of adjustment, while 2021 marks the first full year of the “new normal.” Disability insurance companies have begun to adjust to some major changes in how they do business, from an increase in the number of employees working remotely to corporate…
Whether you’re concerned you’ll soon receive a disability insurance benefits denial letter from Principal or you’ve already gotten one, you’ll want to take your next steps quickly. It takes time to build a solid appeal, and waiting too long to take action can limit your options going forward. Read on…
If you’re applying for long term disability insurance benefits from New York Life, you may be concerned about having your claim denied—and then having to go through the lengthy appeal process in order to secure your disability insurance benefits. there’s no one-size-fits-all application that will guarantee that a particular claimant’s…
Whether you’re considering filing a long term disability claim with Northwestern Mutual, have recently received a denial letter, or are just hoping to keep your current monthly disability benefits, it’s a good idea to do your homework before you contact Northwestern. Although this insurance carrier tends to be far more…
Although it may not have the name recognition of Cigna, Northwestern Mutual, or MetLife, each year Standard Insurance Company issues and administers thousands of individual and group disability policies throughout the U.S. But Standard policyholders may find actually qualifying for benefits to be a bit of an uphill battle. Below, Dell &…
Ever since your Prudential long term disability insurance claim was approved, you may have wondered when your policy buyout offer is coming. Indeed, many long term disability claims are terminated early with a lump sum settlement offer instead of regular monthly payments. But this process isn’t automatic, and the decision…
If you’re considering filing for long term disability benefits under your Reliance Standard disability policy, you may be concerned about your claim being denied. Although Reliance Standard denies plenty of disability claims, like just about all long term disability insurance carriers, at Dell & Schaefer we’ve handled hundreds of these…