In Joan Clark v. Unum Life Insurance Company of America and Unum Group Corporation (Unum), Clark worked approximately 33 years for Aerospace Testing Alliance (ATA) in Tullahoma, Tennessee, as an instrument technician. For about half of those years, she suffered from systemic lupus erythematosus (lupus). Except for a short time…
United States District Court Rules that CIGNA was correct to deny benefits to an employee who resigned from employment but was collecting accrued Paid Time Off at time of Injury. In a recent opinion out of the United States District Court Middle District of Tennessee, a Court upheld Life Insurance…
What is Lyme Disease? Lyme disease is an extremely controversial illness that effects thousands of individuals around the country. According to the Center for Disease Control: Lyme disease is caused by the bacterium Borrelia burgdorferi and is transmitted to humans through the bite of infected blacklegged ticks. Typical symptoms include…
On August 8, 2011 a FedEx employee and his Tennessee disability attorney filed a lawsuit against FedEx and Aetna, Inc. in the United States Federal Court for the insurer’s “wrongful refusal to pay Long-Term Disability benefits due.” As an employee benefits insurance plan, the Aetna plan is considered a welfare…
The main objective of having disability insurance is to act as a bulwark for unforeseen circumstances. However, even the best of intentions can be foiled when the disability insurance companies that you have a contract with doesn’t play fair, as can be seen by the magnitude of lawsuits filed against…
It can be very frustrating when you have a disability policy through your employer–or even on your own–and still have to engage in legal action in order to receive the payments that are rightfully yours. This is especially frustrating for those who find themselves unemployed because of the disability and…