Internal medicine and family practice doctors work long hours in their office. They see patients with all types of problems. Many they treat. Other patients may be referred to another physician. The practice is as much physically taxing as it is intellectually demanding. This creates stress. When the doctor finally…
It has always been challenging for accountants to have their disability insurance claims approved. The disability companies look at a Dictionary of Occupational Titles which classifies the job as a sedentary one. According to this Dictionary, all it takes to be an accountant is to sit at a desk four…
When emergency room physicians file a claim for long-term disability (LTD) benefits, they frequently face claims representatives who have no idea what the job of an ER doctor entails. They often misclassify the occupation as one that either “light or heavy duty” with no real understanding of what the workday…
When OB-GYN doctors apply for long term disability (LTD) benefits, they generally do not realize they are dealing with a claims examiner who really has no idea of what the daily practice entails. This is true even if the examiner is a female who thinks she knows what duties are…
Attorneys Gregory Dell and Rachel Alters discuss the occupation of a realtor and provide tips to win your disability benefits. Insurance companies will often overlook all the job duties you perform as a realtor which can change on a daily basis. You may work in an office one day, make…
Attorneys Gregory Dell and Alex Palamara discuss disability claims for Psychiatrists and Psychologists. Insurance companies will minimize the physical and mental demands of your occupation. Psychiatrists and Psychologists have to be laser-focused every day to treat patients effectively. It is a tremendous responsibility and incredibly stressful. Sitting in a chair…
If you work as a CEO, CFO, or Director in a company, no matter how large or small, and are considering a short term or long term insurance disability claim, it is important to learn what steps you can take, and learn how insurance companies view your occupation under your…