In this long term disability lawyer tip we discuss the requirements and issues surrounding applying for social security disability benefits when you already have a long term disability insurance policy. There are strategies as to when to apply for SSDI in conjunction with the timing of your long term disability…
Articles Posted in Long Term Disability Lawyer Tips
Reason #3 for Disability Denial: Video and Social Media Surveillance
At Dell Disability Lawyers, we’ve helped thousands of long term disability claimants successfully appeal denials of their claims – and one of the most common reasons for these claim denials involves video surveillance. Even if you’ve never noticed an insurance representative lurking around your house, video surveillance of claimants is…
Treat With Your Doctor Often
Many long term disability benefit claims are denied because the claimant is not seeking enough medical treatment. Most claimants on long term disability do not feel the need to see their doctor for the same long standing complaints. The doctors have nothing further to offer other than suggestions or prescriptions…
Understand the Definition of Disability in your Long Term Disability Policy
Disability insurance attorneys Stephen Jessup and Gregory Dell discuss the importance of understanding the “definition of disability” in your long term disability policy. It’s very common for long term disability claims to be denied due to the definition of disability changing from own occupation to any occupation. We discuss steps…
The United Healthcare Disability Denial – LTD Lawyer Tips
Disability insurance attorney Alex Palamara discusses the basic initial things you must do if your long term disability benefits have been denied by United HealthCare. If you have been denied, our disability insurance lawyers offer an immediate free phone consultation and review of your disability benefit denial.
You Should Follow Through with All of Your Doctors Suggestions
To prevent a long term disability denial, we want you to understand how important it is to follow your doctors suggestions. The disability insurance companies are only looking for one reason to deny your long term disability benefits. Make sure your doctor is recommending everything possible to treat and diagnose…
Disability Insurance Lawyer Tips for Symetra Disability Benefit Denials
Symetra’s share of the long term disability insurance industry has grown significantly. Symetra is a subsidiary of the multi billion dollar Sumitomo Life Insurance Company. Disability insurance lawyers Alex Palamara and Gregory Dell provide some tips on how to handle a Symetra disability benefit denial. We encourage you to contact…
Do Not Use Social Media
Social media is the number one tool disability insurance companies use to deny long term disability claims. As much as you love it, don’t use it and be careful about appearing on the social media posts of others.
Your Date of Disability Must be Supported
Selecting a date of disability is very important and you have to be strategic. Watch long term disability insurance lawyers Gregory Dell and Stephen Jessup discussing issues you must consider when determining your date of disability.
Bring The Attending Physician Statement to Your Doctor Visit
The doctor is usually overwhelmed with patients and can make mistakes on your attending physician statement (APS). You should complete an APS with your doctor while he or she completes it. We have seen many long term disability benefit denials because the nurse completed the APS or the doctor rushed…