It is important to know the first steps to take if you are dealing with a Voya Financial Disability Insurance Denial. Long-term disability benefit lawyers Gregory Dell and Alex Palamara discuss Voya Long Term Disability claims and denials. If Voya has denied your claim we can help plan your next…
Articles Posted in Long Term Disability Lawyer Tips
You Must Attend the IME Exam
Long term disability attorneys Gregory Dell and Stephen Jessup discuss whether you must attend an IME Exam requested by your disability insurance company.
How Do I Determine my Date of Disability?
Long term disability benefit lawyer discusses the importance of selecting the appropriate date of disability. The decision requires a coordination between your documented medical support and your reduction or stoppage of work duties. You also need to consider the definition of “disability” in your policy. In most disability insurance claims…
You Don’t Have to Undergo Surgery To Collect Disability Insurance Benefits
Do you have to undergo surgery to collect disability insurance benefits? This is something our lawyers are asked on a weekly basis. In this video long term disability insurance attorney Stephen Jessup discusses whether surgery is required to collect disability benefits.
Your Own Occupation Disability Definition May Not Be What You Think
A lot of people think that they are disabled if they can’t do their own job, but your disability policy may have language that your job must be considered as it is performed in the national economy and not how it is performed for your employer. We have many disability…
Your Date of Disability Must be Prior to Your Employment Ending
When you apply for long term disability you must be disabled while you are still employed. There are many people that get fired due to poor performance as they try to continue working with a disability. Even though you tried to continue working with a disability and were fired, it…
Long Term Disability Insurance Benefits Can Be Denied at Anytime
Long-term disability lawyers Gregory Dell and Cesar Gavidia discuss the fact that long-term disability benefits can be denied at any time. It does not matter how long you have been approved for long term disability benefits. Insurance companies can conduct reviews, question your claim and ask for medical evidence at…
Obtain “Objective” Evidence to Win Benefits
Long term disability benefits claims are often denied because a disability company claims that you do not have objective evidence to support your disability claim. In this disability lawyer tip disability attorneys Gregory Dell and Cesar Gavidia discuss about the objective evidence, Subjective vs. Objective Evidence and how you obtain…
Reason #4 for Disability Denial: The Insurance Company Misleads Your Doctor
The disability insurance attorneys at Dell Disability Lawyers have seen many attempts by insurance companies to mislead a claimant’s treating physician, essentially tricking the doctor into making a statement that gives the insurance carrier a reason to deny the claim. What should claimants do to protect against this? Below are…
Review Your Medical Records After Every Doctor Visit
It is typical for our disability lawyers to see a long term disability denial where a claimant’s medical record is either missing critical information or the treating doctor wrote something that is not accurate. Since most doctors use electronic records we also see many situations where the doctor says the…