Long-term disability benefit lawyers Gregory Dell and Cesar Gavidia discuss private individual disability policies versus employer provided policies. Private policies are almost always more favorable to your disability benefits. Private policies allow you as the consumer to choose options, coverages, and terms. Group or employer policies are sold to your…
Articles Posted in Long Term Disability Lawyer Tips
Anesthesiologist Long Term Disability Insurance Claim Information Tips for Claim Approval
Anesthesiologist Long Term Disability (LTD) Insurance Claim Information Tips for Claim Approval The field of anesthesiology is broad. Some anesthesiologists work in operating rooms. Some specialize in working only on certain types of surgeries, like orthopedics, neurosurgery, obstetrics, or some other type. Others work in pain management. There are different…
What is Disability Insurance? Should You Buy It?
Many working Americans know that it’s a good idea to have life insurance to protect their spouse and dependents in the event of their untimely death. But with around 61 million Americans living with a disability, for many, having disability income protection can be even more important than life insurance. If you’re…
Reason #5 for Disability Benefit Denial: Weak Medical Evidence
In a claim for long term disability benefits, the importance of your medical records simply can’t be overstated. No matter how a disability impacts your daily life, your claim is only as good as it appears on paper – which means that weak medical evidence is one of the most…
A Functional Capacity Exam Can Help Win Disability Benefits
Nationwide disability insurance attorneys Stephen Jessup and Gregory Dell explain what an FCE is and how it can help you to win disability benefits. The FCE can be a very valuable tool in objectifying your subjective complaints of pain and discomfort.
Can Disability Benefits be Approved if you Work with a Disabling Condition?
Gregory Dell discusses the disability claim challenges that disability insurance claimants face as they continue to work while trying to manage their medical condition. Attorney Dell provides tips to put yourself in the best position to get your short or long term disability claim approved. Can you be approved for…
File for Disability Benefits Timely if You Have a Pre Existing Condition
One of the top reasons for a disability insurance denial is due to a preexisting condition. Long term disability attorneys Gregory Dell and Stephen Jessup explain what a pre-existing condition is in a disability insurance claim and provide some tips on how to prevent a pre-existing condition disability benefits denial.
Your Retirement Benefits Can Offset Your Disability Insurance Benefits
Be very careful about taking any of your employer provided retirement benefits while seeking disability insurance benefits. It is possible that your retirement benefits could offset your entire monthly disability benefit. Watch this video to understand the potential offsets if you take retirement benefits.
How Do You Fight the Disability Insurance Denial?
Long term disability lawyers Stephen Jessup and Gregory Dell provide helpful tips for any individual that has been denied long term disability benefits. Dell Disability Lawyers have helped thousands of long term disability insurance claimants to win their long term disability insurance appeals. Learn what are the first steps we…
Never Sign a Severance Agreement That Waives Your Disability Benefits
Long term disability insurance attorneys Gregory Dell and Cesar Gavidia explain and discuss how the signing of a severance agreement could waive your right to any disability insurance benefits.