Every disability insurance company asks a disability claimant to sign an authorization form. Do you know what you are signing? Do you need to sign the form as they have drafted it or can you limit the scope of the form? In this video long term disability insurance attorneys Gregory…
Long-term disability benefit lawyers Gregory Dell and Cesar Gavidia discuss your disability policy and whether it may be governed by The Employee Retirement Income Security Act (ERISA). If your policy is obtained through your employer it is likely governed by ERISA. You must file an appeal if your claim is…
Long-term disability benefit lawyers Gregory Dell and Alex Palamara discuss the denial of short term disability benefits even when long-term disability benefits are approved, even by the same insurance company. This is an odd situation but short and long term disability policies are often separate, and the individuals who handle…
Zurich is a large insurance company that has been around since the 1800’s, but disability insurance is a very small part of their business. In this video long term disability attorneys Alex Palamara and Gregory Dell discuss what you should expect if your Zurich long term disability insurance claim has…
Long term disability lawyers Gregory Dell and Stephen Jessup discuss why it is important to understand how your long term disability insurance company thinks. In this video, we discuss the importance of having specific legal strategies for each disability insurance company. A claimant that knows everything they can about their…
Long term disability lawyers Gregory Dell and Cesar Gavidia discuss the importance of presenting evidence that supports your disabling medical conditions. Many claimants unfortunately think that if their doctor says they are disabled then the disability insurance company will approve the claim. In this video we discuss how disability insurance…
Disability insurance attorneys Gregory Dell and Stephen Jessup discuss the issues to be aware of when you file for unemployment benefits and also seek disability insurance benefits.
Long-term disability benefit lawyers Gregory Dell and Cesar Gavidia discuss private individual disability policies versus employer provided policies. Private policies are almost always more favorable to your disability benefits. Private policies allow you as the consumer to choose options, coverages, and terms. Group or employer policies are sold to your…
Anesthesiologist Long Term Disability (LTD) Insurance Claim Information Tips for Claim Approval The field of anesthesiology is broad. Some anesthesiologists work in operating rooms. Some specialize in working only on certain types of surgeries, like orthopedics, neurosurgery, obstetrics, or some other type. Others work in pain management. There are different…
Many working Americans know that it’s a good idea to have life insurance to protect their spouse and dependents in the event of their untimely death. But with around 61 million Americans living with a disability, for many, having disability income protection can be even more important than life insurance. If you’re…