Long Term Disability Law BlogLong term disability attorneys Greg Dell and Cesar Gavidia discuss a successful appeal they handled against Unum, a major disability insurance company known for frequent denials. The case involved a high-level legal recruiter who developed severe, near-daily migraines after receiving a COVID-19 booster. Although she had mild, occasional migraines in the past, the new symptoms […]
Golf Course Supervisor with Stroke Wins Unum Disability Insurance Appeal
We discuss a successful appeal overturning Unum’s denial of disability benefits for a golf course maintenance director who suffered a stroke. Unum initially approved his claim but later denied benefits after his doctors failed to complete required forms and Unum misinterpreted medical records—such as notes about traveling and signing up for a motivational running challenge—as […]
Principal Disability Insurance Denial Reversed for Director with Heart Attack
Attorneys Greg Dell, Stephen Jessup, and Alex Palamara from Dell Disability Lawyers discuss a successful disability insurance appeal against Principal Financial Group. Their client—a director of operations helping at-risk youth—suffered a heart attack and was denied short-term, long-term, and life insurance waiver benefits all at once.
The Standard Disability Insurance Appeal Victory for Nurse with Knee Surgeries
Attorneys Gregory Dell, Rachel Alters, and Caesar Gavidia discuss a long-term disability appeal case that Rachel won against Standard Insurance Company. Rachel’s client, a registered nurse with multiple back and knee surgeries, had her benefits denied after the policy’s definition changed from “own occupation” to “any occupation.”
Hartford Disability Insurance Appeal Victory for Amazon Employee with Back Condition
We discuss a successful long-term disability appeal against The Hartford. The case involved an Amazon employee who developed severe back and neurological issues that prevented him from working. Hartford approved his claim initially but terminated benefits after almost two years – just before the policy’s definition of disability changed from “own occupation” to “any occupation.”
Incredible Prudential Disability Insurance Denial Reversed 4 Times
We discuss a disability insurance case handled by us, involving a former wellhead technician who suffered from severe degenerative spinal conditions (cervical and lumbar) and had undergone three back surgeries and a motorcycle accident.
Nurse With Gastrointestinal Issues Wins Lincoln Disability Insurance Appeal
Case Overview The discussion centers on a nurse suffering from severe gastrointestinal issues, including constant bowel incontinence and multiple surgeries. She was initially approved for short-term and long-term disability benefits, but after about 18 months, Lincoln Financial denied her claim. The insurer argued that after surgeries, she should be able to return to light-duty nursing, […]
Nurse with Neck, Back and Hip Disorders Wins Standard Disability Insurance Appeal
Explore how to overcome disability insurance denials with disability insurance attorney Rachel Alters.
Unum Disability Insurance Reviews: Good or Bad?
Unum is the world’s largest disability insurance company and they have a checkered past of denying and delaying disability benefits.
Guardian Disability Insurance Denial and Appeal Q&A
Our disability insurance attorneys have spoken with thousands of Guardian long term disability claimants that have been denied benefits. We discuss the most common Guardian long term disability denial appeal questions and provide tips for getting a Guardian disability denial reversed.